IMRAN M N
98imranmn@gmail.com+91 94459 16238LinkedInPortfolioGitHub
Product & StrategyFintech, Data and AI Products
Summary
Product-focused consultant and IIM-B MBA with 5+ years driving products end to end in financial services, from discovery and PRDs through launch and adoption. Has shipped products including an SAP-based client analytics application, a bank-wide data-product catalogue, and a zero-balance account for gig workers, plus an MVP for a GenAI-enabled MSME credit-underwriting capability. Previously a founding member of the Cloud FinOps practice at Deloitte, managing ~$20M in annual cloud spend.
Education
Exchange Term, Waseda Business School (WBS), Tokyo
Work Experience
- Owned the end-to-end product lifecycle for a client analytics application on the SAP stack (HANA, Datasphere, Analytics Cloud) with a React front-end and role-based access control, working with 20 engineers and 2 designers to ship 20+ dashboards and reports, and held load time as the primary success metric, cutting it from ~60s to under 7s for ~200 users.No. 002 →
- Re-engineered CIB profitability reporting from a single aggregate view into 135 reporting views, enabling coverage teams to assess client-level profitability across a $20.9B book spanning 17,000+ corporate clients.
- Led discovery for a zero-balance account for gig workers through customer interviews, persona and workflow analysis, and competitor benchmarking, translating insights into requirements and taking the product through launch.No. 003 →
- Shipped a bank-wide catalogue of 25+ data products with subscription, access, and approval workflows, replacing a manual Excel-based process and driving adoption to ~100 users.
- Cut management-reporting latency from T+30 to T+2 days by refocusing a 50-system Oracle-to-SAP migration onto the 2 systems holding the revenue data leadership tracked, making revenue the north-star metric and delivering those first in 6 months.No. 002 →
- Designed and built an MVP for a GenAI-enabled MSME underwriting capability, using alternative data for credit scoring and generating draft loan agreements and covenants tailored to each customer's risk profile.No. 005 →
- Built an ML model predicting per-dealer default risk across 250+ dealers and ~Rs 20 crore of average monthly receivables, validated at ~93% accuracy and presented to senior finance and digital leadership.No. 008 →
- Designed a risk-based dynamic credit-limit framework segmenting dealers by payment behaviour and credit risk, projected to cut overdue accounts by ~25%; recognized by the CDO and awarded a pre-placement offer (PPO).
- Founding member of the Cloud FinOps practice, defining the operating model, governance lifecycle, and maturity framework rolled out across the client portfolio and member firms; earned 2 Outstanding Performance and 3 Spot awards.No. 001 →
- Identified $5M+/yr in cloud savings opportunities through commitment levers (Reserved Instances, Savings Plans, CUDs) and waste, consumption, and cost-aware architecture reviews; realised $300K+/yr in recurring commitment savings and contributed to $1M+/yr in savings at a single Fortune 500 client.
- Managed cloud financial operations for 150+ clients and 500+ cloud accounts across AWS, GCP, Azure, and OCI within a $20M/yr spend book, running the monthly billing cycle and leading a 5-member team.
- Replaced spreadsheet-based chargeback with semi-automated CloudHealth dashboards, and designed the tagging taxonomy and allocation logic underpinning showback, tagging-compliance, spend-variance, unused-cost, and rightsizing reporting.
- Owned monthly spend forecasting and budget-variance reporting, and built persona-based dashboards, savings scorecards, and spend trackers with separate views of unit economics for leadership, finance, and engineering.
- Ran the AWS and GCP vendor relationship for the practice, resolving billing and commitment disputes and providing the discount pass-back analysis supporting leadership commercial reviews.
Skills & Tools
Product & Strategy: Product management, product lifecycle, discovery & user research, PRDs & user stories, roadmap & prioritization, KPIs/OKRs, requirements gathering, stakeholder management, cross-functional collaboration, Agile/Scrum, go-to-market
Data & Analytics: SQL, data modelling, ETL, product analytics, profitability reporting, cost allocation & chargeback, forecasting & budget variance, unit economics, ML (credit scoring, forecasting), financial modelling
Platforms & Tools: Confluence, Azure DevOps, SAP Datasphere/Analytics Cloud/HANA, AWS, GCP, Azure, OCI, Power BI, GCP Looker, AWS QuickSight, Claude Code, Lovable, Vercel, Supabase, Apptio Cloudability, CloudHealth, ProsperOps, and cloud-native cost tools (AWS Cost Explorer, GCP Billing, Azure Cost Management)
Domain: Financial services (CIB, CASA, MSME lending), cloud FinOps and governance, Generative AI (GenAI) product development
Certifications: Lean Six Sigma Green Belt (Grant Thornton), AWS Solutions Architect Associate (2022), GCP Associate Cloud Engineer (2022), FinOps Certified Practitioner (2022), Claude Certified Associate - Foundations (Anthropic, 2026)